Build the property portfolio, financial stability and lifestyle you’re looking for.
Discover how we have helped our clients acquire 6-8 investment properties over 10 years earning $2,000 a week in passive income.
See results for yourself
A typical case study based on a couple earning $80,000 pa ($160,000 household), with $120,000 equity in their home.
Our figures are based on conservative 2.5% historical growth.
Get the Sample Property Portfolio Plan
Each client has a unique circumstances, see how we build out a 10 year strategy to acquire 8 properties and over $2000 per week in passive income.
See all our ⭐⭐⭐⭐⭐ Google reviews (200+)
New to property investment?
You may have invested in your first home or are looking to get on the property ladder. But investing seems a little intimidating: where do you start, how much money do you need and how can it fit in with your current lifestyle? You’re looking for guidance and an outside perspective on your current options.
HITTING A PROPERTY PORTFOLIO PLATEAU
You have one or two investment properties under your belt – but you’ve hit a bit of a dead-end? Without a
structured plan, you’re unsure of which steps to take next and how to move with the ever-changing property market. How do you know who
to trust to take your portfolio to the next level?
Take the first step to achieving your financial and portfolio goals
What is a property plan?
Foundational: the first step in the process towards your financial goals
No obligation: Once you have your plan. You aren’t locked in to purchase property through us
Structured: gives you all of the necessary steps to get to your property investment goal
No sacrifices: created to ensure that you can still live the life you please while investing
Specific: how much money you need to take out of which accounts, the type and price of properties to invest in, loan rates etc.
Tailored: to your financials and reviewed every year to ensure accuracy
See what our clients have to say
Mark and Meghan
2019 with small deposit purchased first home at 95% LVR
A purpose fit strategy was built to meet their end-net wealth goals
Complex, comprehensive debt structure strategy was applied
By applying our Property Strategy in year 3 out of 10, if the client sold all properties and cleared their loans, they will have a netwealth of $1.35 million dollars cash
Their service has been committed, their knowledge has been well-informed and the communication has been punctual and professional. The dynamics of this team cover all aspects needed to develop a Portfolio Plan, source finance and purchase property which has made the process seamless and straightforward.
We are looking forward to purchasing our next investment property again this year and working with the Ramsey team for many years to come.
Case Studies
Overall rating: 4.9 ⭐⭐⭐⭐⭐ 200+ reviews
As I write, we are now eagerly awaiting our new house slab to be poured this week!
It’s taken a while before us, our finances were far from straight forward then add to that, the Covid crisis striking last year. So it’s
been a roller coaster ride! Throughout our journey, Ewan has been encouraging and his unwavering confidence that we would achieve our
goal was a driving force for us to persevere & continue with building.
Ewan really does take the time to explain each step and process professionally and thoroughly especially as the build process is new to me!
Also Nerida, our client services officer has been wonderful.
Thanks again Ewan & team for all your help so far ????????
Sharron Allen
I recently moved into a new home on the Sunshine Coast. Being self-employed, finance can at times be a tad trickier to obtain. Dion and the team at Ramsey Property Wealth did all the hard work for me and sourced fantastic best-priced with a leading bank in record time. Unconditional loan approval was obtained in a matter of days! Once finance was obtained, Nerida in the Client Services team was the contact point between my solicitor and real estate agent and communicated with me right through to settlement. I plan on building a property portfolio with the assistance of the team at Ramsey. If 10 stars were available to give them I would be disappointed I couldn’t give them 15.
David Pepper
Ewan and his team have been amazing to work with. We are very excited and confident to be movin forward with them they’ve really shown us that they aren’t just a business they are a very close team who genuinely have our best interests at heart. They’re with you every step of the way and it’s very reassuring knowing we can move forward with experts by our side.
Thank you to Ewan and Nerida !
Matthew Dundas
Absolute pleasure to do business with. Everything with handled professionally and they made it so easy for us. Recommend to anyone looking to refinance or increase their property portfolio…
The Hockeys
Big shout out to the team at Ramsey Property Wealth for their amazing work, patience, and dedication to get my finances in order, in a both analytic and predictive sense, with my future investment goals… I will stick with Ramsey.
Yivan Gabut
See all our ⭐⭐⭐⭐⭐ Google reviews (200+)
The five steps to investing in property and building your property portfolio
1Discovery
A session with our dedicated expert to uncover your goals and aspirations as well as your financial situation
and everyday challenge
2Evaluate
We take all of the information gathered and look for opportunities to reach your financial and portfolio
goals. Creating the right strategy for your needs.
3Development
Developing into a conservative, structured plan – never over-promising, but always over-delivering.
Fine-tuning different aspects of your plan to ensure we’re right on the money.
4Implement
Proactively working with you throughout the process, assisting with any parts of the journey you need guidance
on. From our in house mortgage team to property procurement specialists, we can guide you as needed.
5Monitor & Grow
Throughout the duration of your journey, we’ll review your progress, make amendments in alignment with your finances and be reactive to any shifts in the market.
By using a carefully considered, superbly executed strategy and continually measuring the market and products, our clients are able to make the best of the amazing opportunity property ownership can bring. The result of Ramsey Property Wealths Beposke Property Portfolio Plans.
We don’t use a templated approach!
Each Property Plan is a custom 70+ page document creatd just for you. It takes into account your unique financial circumstances and property goals.
WHO WE ARE
We are a premium Property Investment Firm that houses 360 expertise in 3 key areas supporting successful property investment; Property Portfolio Planning, Mortgage Advisory & Buyers Advocacy.
Our clients are time-poor professionals Australia wide whom value strategic professional advice with a goal in mind of building a profitable property investment portfolio and achieving financial freedom sooner.
With customer service delivery built into our ethos, we understand the complexities of structuring your home loan and more importantly, we house the expertise on how to close the gap between what the banks want and what our client needs.
We pair this with multiple extension and education services to strategically plan and execute a long-term property investment strategy, customised to your unique situation. Finally our Investment Buyers Advocacy team sources nationwide property products and solutions that fit a strictly set of performance criteria, in line with your investment objectives.
Your multi-award winning, trusted advisors.
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DON’T WAIT…
Book our no obligation Discovery Session today to see how you can start your investment journey.
After presenting you with a detailed year-on-year action plan complete with steps on how you will achieve 6-8 investment properties over the next 10 years, enabling you to earn $2,000 a week in passive income you will start your own journey on the road to financial freedom through strategic property investment.
Our qualified Ramsey Property Wealth Advisor will be in touch.
Have some questions?
Disclaimer
The results produced by Ramsey Property Wealth are estimates only. The
projections are not guaranteed because they are only based on limited information about the client’s circumstances and the
projections include assumptions about the future which may not happen.
For example, future investment returns and the economy (inflation, interest rates, etc.) are assumed to be steady and predictable, whereas in reality they will fluctuate and may turn out to be higher or lower than assumed. Plus, the current legislative environment is in place for the length of the projections, whereas, in reality, legislation may change. Also note that changes announced in a budget will only be implemented when they have passed both Houses of Parliament and been given Royal Assent.
Important warnings, disclaimers and disclosures
The advice in this document is based on our knowledge of your personal and financial situation, needs and objectives as advised by you and
as set out in this document from data you supplied. If our information is inaccurate or incomplete the advice may not be appropriate. For
this reason, we ask that you please advise us immediately if there are any material changes, errors or omissions in respect to your
circumstances as they are set out within this document and its attachments if any. We strongly suggest you do this before you act on any of
our advice. This Property Portfolio Plan has been prepared for your use only and should not be used as a guide by any other person.
This Property Strategy is not to be interpreted as specific financial advice as this would need to be completed under a Statement of Advice.
Any comments in this Property Strategy that are of a Financial Planning nature are General Advice only.
Ramsey Property Wealth is not a financial advisor. You should consider independent legal, financial, taxation or other advice to ascertain how our property advice applies to your unique circumstances. Investment return projections are based on historical average performance of actual or simulated returns. Performance data shown represents past performance. Past performance is no guarantee of future results and current performance may be higher or lower than the performance shown. Therefore, the stated figures should not be relied upon. The investment return and principal value of an investment will fluctuate so that an investor’s investments, when redeemed, may be worth more or less than their original cost. You should seek and be satisfied with your own legal and financial advice and carry out any other research necessary before making financial decisions.
No representation, guarantee, warranty etc.
We make no representation, guarantee, warranty, promises or undertaking as to the: (i) suitability of any properties purchased or sold by
you; or (ii) any financial viability or guarantee in respect of your property purchases or sales. You should make your own enquiries before
any property purchases or sales, including obtaining the appropriate legal and financial advice. To the maximum extent allowable by law, we,
our agents, and employees will not be liable for any loss or damage suffered or incurred by you in relation to
any property purchase or sale.
Property as an investment – disclaimer
Property is generally a relatively illiquid
asset class and it is often difficult to gain access to funds quickly if the asset needs to be sold. While Ramsey Property Wealth
recommends the ownership of property with a solid rental yield, residential property can also incur repairs costs and there may also be
periods where the property is vacant, and no rental income is received. For the above reasons we consider that property is generally
most effective as a long-term investment (minimum 10 years), with time in the market allowing both the rental income and the market
value of the property time to grow and compound in a tax-efficient manner. Therefore, it is also considered important to maintain a
reasonable cash buffer in case of unforeseen repairs costs or vacancy periods.
Variance Analysis – Interest Repayments
Future interest rates cannot be reliably predicted.
Therefore, it is recommended that a robust cash buffer is maintained to cover potential vacancies, repairs, levies, as well as unforeseen increases in mortgage repayments.
While the cash flow from these events may remain negative, in a high growth scenario over time a substantial pool of equity can be generated from these assets.
Interest rates on variable rate products may increase or decrease in the future, and therefore the impact of potential future hikes to interest rates need to be considered in the context of the below estimates and projections
Property values do not typically rise or fall in a linear fashion. Prices may stagnate or fall for significant periods of time through a market cycle.
Retention of information
You have provided us with your information and have granted us permission to retain the information on our files and provide details as
required to product issuers.
Disclosure of fees and commissions
The fee for our preparation of this report has been agreed in our contract. An invoice for this amount has already been issued and paid. The
fees represent work done and a fee-for-service in respect of this report only. Ramsey Property Wealth does not receive any
commissions or ongoing commissions from other sources with the potential exception of our Finance referral Where this eventuates, the
commissions will be disclosed up front and in writing by the Finance Broker. Any subsequent work related to the sourcing, purchase or
sale of investment properties will be the subject of a separate engagement and billed separately.
Conflicts of interest
Aside from the commissions we potentially receive from Business partners for referrals , Ramsey Property Wealth and I do not have any other
relationships that may create a conflict of interest or potentially influence our advice to you.